Bank & FI

KOLATH conducts concurrent audits to provide real-time assurance over transactions and processes. Our approach ensures continuous monitoring of operations and compliance. We identify control gaps, irregularities, and process deviations at an early stage. Periodic reporting supports management and regulatory oversight. This strengthens internal controls and risk mitigation.

KOLATH validates end-use of funds against sanctioned terms and conditions. We assess utilisation through document review and field verification. Our services help prevent diversion, misuse, and fund leakage. Findings support corrective actions and credit monitoring. This enhances lender confidence and asset protection.

KOLATH verifies inventory existence, valuation, and movement through physical and system-based checks. Our audits support accurate assessment of working capital limits. We identify slow-moving, obsolete, and non-genuine stocks. Strong verification improves collateral reliability. This strengthens credit risk management.

KOLATH conducts statutory audits in accordance with applicable legal and regulatory provisions. We cover branch, central office, and unit-level audits. Our approach ensures compliance with statutory standards and reporting requirements. Audit findings enhance transparency and governance. This supports regulatory assurance and stakeholder confidence.

KOLATH provides mystery shopping services to evaluate service quality and process adherence. We assess customer experience across branches and delivery channels. Our reviews identify gaps in service standards and compliance. Structured reporting highlights improvement opportunities. This supports service excellence and operational discipline.